Firstcard: Student Credit Card 2.3.6

Firstcard presents itself as a secured credit builder card tailor-made for students. The platform not only offers a bank account but also focuses on facilitating credit building, cashback rewards, and savings growth all in one place. Prioritizing students, Firstcard aims to equip them with personalized financial tools and knowledge to aid in their financial journey.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

• Progress your credit score with every transaction
• Keep track of your credit score within the app
• No hard inquiries or credit checks
• Autopay feature helps prevent overspending
• No annual fees, interest charges, or account minimums
• Credit card applications are approved irrespective of credit history¹
• Applying for Firstcard has no impact on your credit score

EQUAL ACCESS FOR EVERYONE

• International students accepted without an SSN¹
• No credit score or low credit score does not hinder approval

EARN CASHBACK² EVERY TIME YOU SPEND

• Up to 15% Merchant Cashback available at 29,000 partner merchants near college campuses
• Enjoy up to 10% Random Cashback on qualifying purchases
• An additional 1% cashback on all qualifying purchases upon subscribing to Firstcard+³

GROW YOUR MONEY OVER TIME

• All members earn 1.25% APY⁴ on their funds within Firstcard
• Firstcard+ members benefit from a higher APY of 4.25%⁴ compared to the national average of 0.45% APY⁵ on savings accounts

SECURITY AND SUPPORT YOU CAN TRUST

• Funds are insured up to $250,000 by the FDIC through Regent Bank, backed by the U.S. government
• Firstcard's credit card is issued by Mastercard® for wider acceptance
• The company is headquartered in the Silicon Valley with a team based in the US